Please view these video interviews bearing in mind the Investment notes which contain regulatory information and warnings, the sources of figures quoted and the basis on which returns are calculated. They are important, please read them
IMPORTANT INVESTMENT NOTES
Please remember that past performance is not necessarily a guide to future performance. In addition neither capital values nor yields are guaranteed. This CD is provided solely to enable clients to make their own investment decisions. It does not constitute a personal recommendation to invest. In addition, if you withdraw from these investments in the early years you may not get back the full amount invested as the investments illustrated are intended as long term investments.
These investments are not suitable for everyone and if you have any doubts whether they are suitable for you, please contact us for specific advice and full details. Some funds have boosted their yield by investing in bonds from issuers with riskier ratings. Investment in such bonds brings an increased risk of default on repayment and this in turn translates into a risk that the capital value of the fund will be affected. The return on with-profits investments depends on the profit made by the life office and on its policy as to their distribution (whether on early encashment or in adverse market conditions or other circumstances).
These investments do not provide the guarantee of capital afforded by a bank or building society deposit. Levels and bases of and reliefs from taxation are subject to change. Any tax reliefs referred to are those currently applying. Their value depends on the individual circumstances of the investor.
Figures are correct as at 8/10/99 and are calculated on an offer to bid basis with net income reinvested, source Micropal, with the following exceptions. Figures on Newton Higher Income- source Newton, offer-bid, gross income reinvested 22/11/94-1/10/99. CGU Monthly Income yield correct as at 14/10/99, source FT - this yield is variable. Perpetual International Growth 25 year return since launch, source Perpetual to 1/9/99. Fidelity Special Situations return since launch, source Fidelity to 1/9/99. You should ensure that any investment selected is suitable for your own personal circumstances and not invest solely for any windfall benefit which may, or may not become available.
